Together SC Health Plan

An Employee Benefit for Together SC Member Organizations!

Together SC has partnered with Marsh McLennan and BlueCross BlueShield of South Carolina to offer Healthcare Coverage for its 501(c)3 member organizations.

The Plan offers Medical (16 different BCBS options), plus Vision and Dental, as well as Life and Disability benefits.

Plans 1 - 11 are PPO (Preferred Provider Organization) plans, with co-pays and lower deductibles.
Plans 12 - 16 are High-Deductible Plans (HDHPs) eligible for Health Savings Accounts (HSAs)
Two Dental Plan options: Basic and Enhanced (includes orthodontia)
One Vision Plan through EyeMed.
Group Life/AD&D, Short Term Disability and Long Term Disability Plans are also available through Mutual of Omaha.

Large Group Pricing for Small Organizations! We're able to bundle our nonprofit members together as if we were all one large employer.
Billing and Administration is consolidated for all benefits. There’s a simplified enrollment/eligibility process to handle all new enrollments and changes including COBRA administration through Capstone Administrators.

Any 501(c)3 nonprofit organization that is a current member of Together SC and has at least two full-time employees may participate in the Plan.
In two years, 34 member organizations have joined, with a total of 500+ employees.

Organizations don't have to be a Together SC member to receive a proposal, but must join Together SC before enrolling in the Plan. Active membership must be maintained in order to remain eligible for the Plan.

Carol Page – Payroll and Human Resources Manager, Middleton Place Foundation
- "We joined the Together SC Association Health Plan in January 2024 after a thorough evaluation of options. We are now able to offer two Medical PPO Copay Plans that are affordable to employees and fall within our budget. We have gotten very positive feedback from our employees since being able to offer these benefits, which has also helped with our recruitment and retention. In addition to Medical Benefits through BlueCross BlueShield of South Carolina, we are able to offer affordable Dental and Vision benefits. Since joining the AHP, we’ve also added Life and Disability benefits through Mutual of Omaha with consolidated billing. Our January 2025 renewal was great with almost no increase in the costs. Since joining the AHP, we’ve significantly stepped up our Benefits offering to employees. This has been a wonderful program for our organization and employees."

Meghan Barp – President and CEO, United Way of Greenville County
- "In 2022, we joined the Together SC Association Health Plan (AHP), saving $50,000 annually while gaining access to high-quality benefits alongside nonprofits across South Carolina. This collaboration has strengthened our ability to support our team while keeping costs manageable. With a minimal increase for our 2025 renewal and expanded Ancillary Benefits through Mutual of Omaha, we’re in a better position than we ever could be alone. As early adopters of the Together SC AHP, we’re proud to show how nonprofits can leverage collective strength to create lasting impact—for our teams and our communities."

Anita Case – Chief Executive Officer, Affinity Health Center
- "Affinity Health Center transitioned to the Together SC AHP in Jan. 2024 to achieve significant savings in our annual premiums. With these savings, we were able to increase our employer portion of insurance and increase our contribution towards dependent coverage to enhance the benefit offering to our staff. Working with the Together SC AHP Team, we have also streamlined the enrollment process for staff and simplified oversight for our administrative team. I recommend reviewing the AHP options available through Together SC".
Molly Talbot-Metz, CEO – Mary Black Foundation,
- "Both our staff and the organization saw cost savings. For the first time, we can offer staff two options - a high deductible plan and a traditional plan similar to what we offered previously. We have consolidated vision, dental, and health into one plan with one plan/card that's is easier for staff and consolidated billing that's easier for us to administer. Our net annual savings is @ $5,000."

The Plan is overseen by the Together SC Group Insurance Trust (see bottom of page), a committee nominated by the Together SC Board of Directors, and elected by participating member organizations.
Marsh McLennan Agency is the Broker of Record, and will assist members in enrolling in the plan.
BlueCross BlueShield of SC is underwriting and fully insuring the health plan, and is working with Capstone Administrators to power enrollment technology and to deliver customer service support for eligibility and premium invoices.

Each of the 18 health plans has 20 pricing tiers, which are dependent on a variety of factors. To get a quote from BlueCross, fill out the form below to begin the process!